Online Banking Login

Yes, we are open at our Drive-up and Walk-up windows. If you are experiencing financial hardship from the pandemic and business shutdowns, please give us a call so we can assist you with your specific situation.

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Financial Calculators

These handy online resources will allow you to instantly plan and budget amounts and payments, compare borrowing costs, and help figure out future purchases. Just click on the financial/decision-making tool you need.

Mortgage Calculator
Simple Savings Calculator



Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884