Savings Accounts
Passbook Accounts
- No minimum balance fees
- Earn interest with just $25 in your account
- Passbook makes for easy record keeping
- NetTeller Online banking access
Statement Savings Account*
- No minimum balance fees
- Earn interest with just $25 in your account
- Includes periodic statement
- Xpress telephone banking
- NetTeller Online banking access
*Statement Savings Account customers may authorize the Bank of Richmondville to make transfers in whole dollar amounts from their Statement Savings Account to their checking account, when necessary, to cover overdrafts to their account. A fee will be assessed, per entry, for this service.
Christmas Club**
- Clubs begin in early October and run for 50 weeks
- Minimum opening deposit requirement of $5.00
- Deposits may be made in $5.00 increments, of any amount
Vacation Club**
- Clubs begin in early April and run for 50 weeks
- Minimum opening deposit requirement of $5.00
- Deposits may be made in $5.00 increments, of any amount
**Interest will be forfeited if Club Account is closed early
MMDA (Money Market Deposit Account)*
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$1,500.00 to open
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Pays a competitive rate of interest
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No per check or per deposit charge
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No monthly maintenance charge with a minimum daily balance of $1,500
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Xpress telephone banking
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NetTeller Online banking access
*Normal Money Market Deposit Account transaction restrictions apply.
