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  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Certificates of Deposit

Choose from a wide variety of certificate terms, renewal options, and minimum amounts.

  • Available as auto-renewing or non-auto-renewing CDs
  • Open with as little at $500
  • Competitive rates of interest
  • Terms as short as one month
  • Get interest paid to you by check, added to your certificate, or deposited to the account of your choice

Rates are subject to change weekly, so please contact one of our friendly customer service representatives for our current rates.



Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884