Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    31-Mar-22  
       
Assets:   2022
       
Cash and due from banks $51,677,954
Investment CD (maturing less than one year) 3,499,000
       
Federal funds sold 1,266,033
 Total cash and cash equivalents 56,442,987
       
       
Investment securities 60,038,818
       
Loans, net of allowance  79,360,686
       
Premises and equipment, net 798,625
Accrued income and other assets 7,060,812
       
    Total assets $203,701,928
       
LIABILITIES:  
       
Deposits:  
       
  Demand $62,324,216
  Savings and thrift 68,290,155
  Time deposits > 100,000 12,046,354
  Other time deposits 12,130,532
       
Non-interest bearing demand deposits 33,452,477
    Total deposits 188,243,734
       
Short term borrowings 0
Other Liabilities 709,263
    Total liabilities 188,952,997
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 143,511
Retained earnings 17,588,213
       
Accumulated other comprehensive income (3,149,413)
    Total shareholders' equity 14,748,931
    Total liabilities and shareholders' equity $203,701,928

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884