Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

   
30-Jun-22
 
       
Assets:   2022
       
Cash and due from banks $34,701,443
Investment CD (maturing less than one year) 4,498,000
       
Federal funds sold 1,119,910
 Total cash and cash equivalents 40,319,353
       
       
Investment securities 67,120,472
       
Loans, net of allowance  81,273,051
       
Premises and equipment, net 926,266
Accrued income and other assets 8,044,023
       
    Total assets $197,683,165
       
LIABILITIES:  
       
Deposits:  
       
  Demand $59,108,694
  Savings and thrift 67,590,806
  Time deposits > 100,000 11,485,730
  Other time deposits 12,026,135
       
Non-interest bearing demand deposits 34,116,455
    Total deposits 184,327,820
       
Short term borrowings 0
Other Liabilities 632,936
    Total liabilities 184,960,756
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 143,511
Retained earnings 17,747,128
       
Accumulated other comprehensive income (5,334,850)
    Total shareholders' equity 12,722,409
    Total liabilities and shareholders' equity $197,683,165

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884