Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    30-Sep-20  
       
Assets:   2020
       
Cash and due from banks $21,882,240
Investment CD (maturing less than one year) 5,238,000
       
Federal funds sold 1,046,489
 Total cash and cash equivalents 28,166,729
       
       
Investment securities 44,301,587
       
Loans, net of allowance  86,066,218
       
Premises and equipment, net 890,144
Accrued income and other assets 4,893,387
       
    Total assets $164,318,065
       
LIABILITIES:  
       
Deposits:  
       
  Demand $38,487,257
  Savings and thrift 52,083,104
  Time deposits > 100,000 11,674,410
  Other time deposits 12,310,461
       
Non-interest bearing demand deposits 31,187,660
    Total deposits 145,742,892
       
Short term borrowings 0
Other Liabilities 546,855
    Total liabilities 146,289,747
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 143,511
Retained earnings 17,003,268
       
Accumulated other comprehensive income 714,919
    Total shareholders' equity 18,028,318
    Total liabilities and shareholders' equity $164,318,065

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884