Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    30-Jun-20  
       
Assets:   2020
       
Cash and due from banks $11,283,473
Investment CD (maturing less than one year) 5,488,000
       
Federal funds sold 927,418
 Total cash and cash equivalents 17,698,891
       
       
Investment securities 44,152,863
       
Loans, net of allowance  87,697,661
       
Premises and equipment, net 911,843
Accrued income and other assets 4,916,514
       
    Total assets $155,377,772
       
LIABILITIES:  
       
Deposits:  
       
  Demand $33,783,400
  Savings and thrift 52,548,715
  Time deposits > 100,000 11,691,081
  Other time deposits 12,590,610
       
Non-interest bearing demand deposits 26,346,669
    Total deposits 136,960,475
       
Short term borrowings 0
Other Liabilities 503,706
    Total liabilities 137,464,181
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 143,511
Retained earnings 16,927,699
       
Accumulated other comprehensive income 675,761
    Total shareholders' equity 17,913,591
    Total liabilities and shareholders' equity $155,377,772

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884