Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    31-Mar-20  
       
Assets:   2020
       
Cash and due from banks $9,536,693
Investment CD (maturing less than one year) 5,988,000
       
Federal funds sold 385,059
 Total cash and cash equivalents 15,909,752
       
       
Investment securities 41,352,283
       
Loans, net of allowance  84,373,700
       
Premises and equipment, net 940,798
Accrued income and other assets 5,087,657
       
    Total assets $147,664,190
       
LIABILITIES:  
       
Deposits:  
       
  Demand $34,464,506
  Savings and thrift 49,178,655
  Time deposits > 100,000 11,596,350
  Other time deposits 12,887,660
       
Non-interest bearing demand deposits 20,551,155
    Total deposits 128,678,326
       
Short term borrowings 1,500,000
Other Liabilities 648,597
    Total liabilities 130,826,923
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 143,511
Retained earnings 16,796,961
       
Accumulated other comprehensive income (269,825)
    Total shareholders' equity 16,837,267
    Total liabilities and shareholders' equity $147,664,190

 

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884