Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    30-Sep-19  
       
Assets:   2019
       
Cash and due from banks $20,952,628
Investment CD (maturing less than one year) 5,730,000
       
Federal funds sold 1,321,326
 Total cash and cash equivalents 28,003,954
       
       
Investment securities 38,590,604
       
Loans, net of allowance  80,294,415
       
Premises and equipment, net 978,429
Accrued income and other assets 5,028,490
       
    Total assets $152,895,892
       
LIABILITIES:  
       
Deposits:  
       
  Demand $32,607,565
  Savings and thrift 47,359,486
  Time deposits > 100,000 13,031,709
  Other time deposits 13,723,022
       
Non-interest bearing demand deposits 28,568,636
    Total deposits 135,290,418
       
Short term borrowings 0
Other Liabilities 853,374
    Total liabilities 136,143,792
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 439,160
Retained earnings 16,219,835
       
Accumulated other comprehensive income (73,515)
    Total shareholders' equity 16,752,100
    Total liabilities and shareholders' equity $152,895,892
       

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884