Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    30-Jun-19  
       
Assets:   2019
       
Cash and due from banks $12,642,377
Investment CD (maturing less than one year) 5,479,000
       
Federal funds sold 953,746
 Total cash and cash equivalents 19,075,123
       
       
Investment securities 39,635,354
       
Loans, net of allowance  79,870,415
       
Premises and equipment, net 999,313
Accrued income and other assets 5,065,236
       
    Total assets $144,645,441
       
LIABILITIES:  
       
Deposits:  
       
  Demand $31,242,117
  Savings and thrift 47,605,294
  Time deposits > 100,000 13,010,947
  Other time deposits 13,824,862
       
Non-interest bearing demand deposits 21,568,621
    Total deposits 127,251,841
       
Short term borrowings 0
Other Liabilities 856,066
    Total liabilities 128,107,907
       
       
Shareholders' Equity:  
       
Common stock 166,620
Paid in capital 439,160
Retained earnings 16,109,405
       
Accumulated other comprehensive income (177,651)
    Total shareholders' equity 16,537,534
    Total liabilities and shareholders' equity $144,645,441

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884