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  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Bank Officers and Our Board of Directors




Steven L. Palmer
President & CEO

Judy A. Bywater

Assistant Vice President – Loans

Lisa A. Filmer

Assistant Vice President & Manager– Customer Service

 Kris A. Manchester

Vice President, Chief Operating Officer (COO) & Cashier

Said Yassin

Chief Informational Security Officer (CISO)

Board of Directors

Richard A. Norton

Randy L. Crapser


Susan M. Rightmyer

Jeffrey D. Haslun
Vice Chairman


Craig T. Morlang

Mr. Tsamis Aug 2020 min

Elephterios Tsamis




Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884