Online Banking Login

Yes, we are open at our Drive-up and Walk-up windows. If you are experiencing financial hardship from the pandemic and business shutdowns, please give us a call so we can assist you with your specific situation.

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Bank Officers and Our Board of Directors




Steven L. Palmer
President & CEO

Judy A. Bywater

Assistant Vice President – Loans

Lisa A. Filmer

Assistant Vice President & Manager– Customer Service

 Kris A. Manchester

Vice President, Chief Operating Officer (COO) & Cashier

Said Yassin

Chief Informational Security Officer (CISO)

Board of Directors

Richard A. Norton

Randy L. Crapser


Susan M. Rightmyer

Jeffrey D. Haslun
Vice Chairman


Craig T. Morlang



Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884