Online Banking Login

Yes, we are open at our Drive-up and Walk-up windows. If you are experiencing financial hardship from the pandemic and business shutdowns, please give us a call so we can assist you with your specific situation.

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Informed Answers to Frequently Asked Questions

The following pages contain informed answers to frequently asked questions, organized by topic. Should you have other questions, please contact your local branch or banking representative.

Account FAQs

Mortgage Loans FAQ's



Buzz Points FAQs




Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884