Value Added Services
           
Extra Services

After Hour Deposits

The Bank of Richmondville accepts after hour deposits at all three branch locations.

For more information on this program or any of our products, please feel free to stop by or contact one of our customer service representatives.

Back to Top

Direct Deposits

Direct deposits allow you to deposit your paycheck without having to visit the bank.  You benefit by knowing that the money will be in your account on a certain day.

The Bank can also provide businesses with the tools to set up direct deposit for their employees.

For more information on this program or any of our products, please feel free to stop by or contact one of our customer service representatives.

Back to Top

Notary Public Services

A Notary Public is used as an independent, third party who attests to the validity of a signature or document.  The Bank of Richmondville offers FREE Notary Public services for legal documents and other date sensitive material to our customers.  

Notary Publics are available during normal business hours at all three of our branch locations.  Please remember to bring identification, including a photo ID.  

For more information on this program or any of our products, please feel free to stop by or contact one of our customer service representatives.

Back to Top

Signature Guarantees

Oftentimes stock transactions require a Signature Guarantee.  With the appropriate identification, including a photo ID, the Bank of Richmondville will provide this service to our customers for FREE.  

For more information on this program or any of our products, please feel free to stop by or contact one of our customer service representatives.

Back to Top

ATM & Visa Check Cards

Automated Teller Machines Cards, commonly referred to as ATM Cards, are the number one way to get cash when you're on the run.  The Bank of Richmondville offers traditional ATM cards with no sign-up cost.  The Bank's ATM cards are associated with the NYCE® and PLUS® networks and can be used at several locations in Schoharie County.  They can also be used at thousands of locations across the country.

There is no fee when using your card at any of the Bank's branch locations.  A $1.00 fee is accessed when using your card at a non-Bank of Richmondville ATM.

A Bank of Richmondville VISA Check Card offers you more flexibility than the traditional ATM card, because they are accepted anywhere VISA is accepted.  

With Bank of Richmondville's VISA Check Card, not only do you get the convenient features of an ATM card, but you also get the purchasing power and acceptance of VISA's worldwide network.  Best of all, there is no cost to sign up for a Bank of Richmondville VISA Check Card!

For more information on this program or any of our products, please feel free to stop by or contact one of our customer service representatives.

Back to Top

ACH Origination

The ACH (Automated Clearing House) Network is a nationwide electronic payments system used by more than 15,000 participating financial institutions, 40,000 corporations and millions of consumers.  This service allows participation entities to write checks and make deposits electronically.

Whether you have a few employees or customers or hundreds, your business can benefit from the Bank of Richmondville's Automated Clearing House (ACH) services.

ACH can be used by your business for both "making payments" and "receiving payments".  ACH saves you time, money and stress by eliminating the physical processing of paper checks.  You will realize substantial savings in clerical time and human error.  See complete summary of benefits below.


For Payroll, in addition to reducing the cost to administer and distribute paychecks
Types of ACH Transactions:

The most widely used type of ACH is Direct Deposit.  Some common types of direct deposit include payroll, employee expense reimbursements, investment income, interest, pensions and annuities.  Other uses include:

ACH offers many benefits. Most importantly, it allows you to spend more time running your business and less time playing accountant.

For more information on this program or any of our products, please feel free to stop by or contact one of our customer service representatives.

Back to Top

 



Bank of Richmondville © 2011
Privacy Policy
USA Patriot Act
Important Disclosures Regarding the New FDIC Insurance Rules