All
funds in a "noninterest-bearing transaction account" are insured in
full by the Federal Deposit Insurance Corporation from December
31,2010, through December 31,2012.
This temporary unlimited coverage is in addition to, and separate from,
the coverage of at least $250,000 available to depositors under the
FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a
traditional checking account or demand deposit account on which the
insured depository institution pays no interest.
It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does
not include other accounts, such as traditional checking or demand
deposit accounts that may earn interest, NOW accounts, and money-market
deposit accounts.
For more information about temporary FDIC insurance coverage of
transaction accounts, visit
www.fdic.gov