Statement of Condition December 31, 2012
Assets Cash and Due from Banks	$5,873,709
Investment CDs (maturing < 1 year)	3,698,000
Federal Funds Sold	1,167,936
Total Cash & Due Equivalents	10,739,645
Investment Securities	33,790,229
Loans, Net of Allowance	77,672,513
Premises and Equipment	1,143,908
Accrued Income & Other Assets	1,189,343
Total Assets	$124,535,638
Liabilities Deposits
Demand	$21,949,002
Savings and Thrift	36,003,096
Time Deposits >$100,000	12,659,031
Other Time Deposits	23,012,460
Non-interest Bearing Deposits	14,741,488
Total Deposits	$108,365,077
Short-term Borrowings	0
Other Liabilities	579,390
Total Liabilities	$108,944,467
Shareholders' Equity  Common Stock	$180,600
Paid-in Capital	143,511
Retained Earnings	14,782,531
Accumulated Other Comprehensive Income	484,529
Total Shareholder's Equity	$15,591,171
Total Liabilities and Shareholder's Equity	$124,535,638
(Unaudited)

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