Bank of Richmondville

Statement of Condition June 30, 2011
Assets Cash and Due from Banks	$4,508,717
Investment CDs (maturing < 1 year)	5,742,000
Federal Funds Sold	433,754
Total Cash & Due Equivalents	10,684,471
Investment Securities	34,265,036
Loans, Net of Allowance	74,162,177
Premises and Equipment	1,180,617
Accrued Income & Other Assets	1,375,326
Total Assets	$121,667,627

Liabilities Deposits
Demand	$20,143,100
Savings and Thrift	33,071,041
Time Deposits >$100,000	12,906,749
Other Time Deposits	26,338,301
Non-interest Bearing Deposits	13,836,255
Total Deposits	$106,295,446
Short-term Borrowings	0
Other Liabilities	607,176
Total Liabilities	$106,902,622

Shareholders' Equity Common Stock	$180,600
Paid-in Capital	143,511
Retained Earnings	14,131,954
Accumulated Other Comprehensive Income	308,940
Total Shareholder's Equity	$14,765,055
Total Liabilities and Shareholder's Equity	$121,667,627
(Unaudited)