Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Business Checking

Non-Interest Bearing Checking Accounts


Business Account Checking
An account that offers the businessperson an alternative to high-priced business accounts, delivering the advantages needed.

  • No minimum balance
  • No per-check charges
  • No deposit charges
  • Monthly printed statement
  • Low, monthly flat fee

It’s also easy to set up low-cost direct deposit for payroll for all employees to Bank of Richmondville accounts, and at other qualifying financial institutions.

Checking for Non-Profit Organizations
An easy, streamlined account for non-profit organizations.

  • No minimum balance
  • No per-check charges
  • Monthly printed statement

Interest Bearing Checking Accounts


NOW Account for Business
Get a competitive rate of interest and avoid all monthly maintenance charges by keeping a daily balance of only $400.

  • No per check or deposit charges
  • Includes monthly statement mailed to you

MMDA (Money Market Deposit Account) for Business
Earn higher interest and write up to six checks per month without a fee.

  • No per check or deposit charges
  • Includes monthly statement mailed to you
  • No monthly maintenance charges when you keep a daily balance of $1,500
  • Normal Money Market Deposit Account transaction restrictions apply



Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661


Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397


Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884