Online Banking Login

  • Richmondville: 518-294-6661
  • Cobleskill: 518-234-4397
  • Schoharie: 518-295-8884

Statement of Condition

    31-Mar-18  
       
Assets:   2018
       
Cash and due from banks $10,146,032
Investment CD (maturing less than one year) 4,980,000
       
Federal funds sold 715,306
 Total cash and cash equivalents 15,841,338
       
       
Investment securities 37,314,621
       
Loans, net of allowance  84,092,188
       
Premises and equipment, net 973,804
Accrued income and other assets 5,409,816
       
    Total assets $143,631,767
       
LIABILITIES:  
       
Deposits:  
       
  Demand $34,341,211
  Savings and thrift 45,454,193
  Time deposits > 100,000 12,627,596
  Other time deposits 14,709,897
       
Non-interest bearing demand deposits 19,977,463
    Total deposits 127,110,360
       
Short term borrowings 0
Other Liabilities 501,768
    Total liabilities 127,612,128
       
       
Shareholders' Equity:  
       
Common stock 180,600
Paid in capital 143,511
Retained earnings 16,748,821
       
Accumulated other comprehensive income (1,053,293)
    Total shareholders' equity 16,019,639
    Total liabilities and shareholders' equity $143,631,767

Locations:

Richmondville

Richmondville Office:

284 Main Street
PO Box 130
Richmondville, NY 12149
(518) 294-6661

Cobleskill

Cobleskill Office:

857 East Main Street
PO Box 40
Cobleskill, NY 12043
(518) 234-4397

Schoharie

Schoharie Office:

428 Main Street
PO Box 488
Schoharie, NY 12157
(518) 295-8884