Bank of Richmondville

                  A Banking Tradition Since 1893

 

    

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Statement of Condition

June 30, 2008

Assets 

Cash and Due from Banks

 

  $4,051,114

Investment CDs (maturing < 1 year) 6,227,000
Federal Funds Sold

7,452,057

   Total Cash & Due Equivalents 17,730,171

Investment Securities

23,452,020
Loans, Net of Allowance 64,789,348
Premises and Equipment 1,260,341
Accrued Income & Other Assets

1,915,782

   Total Assets $109,147,662
Liabilities

Deposits
   Demand $15,308,310
   Savings and Thrift 30,681,360
   Time Deposits >$100,000 7,889,460
   Other Time Deposits 27,127,511
   Non-interest Bearing Deposits

14,929,612

Total Deposits
$95,936,253
Short-term Borrowings 0
Other Liabilities

956,362

   Total Liabilities $96,892,615
Shareholders' Equity 

Common Stock

 

180,600

Paid-in Capital 143,511
Retained Earnings 12,294,373
Accumulated Other Comprehensive Income

(363,437)

   Total Shareholder's Equity $12,255,047
   Total Liabilities and Shareholder's Equity $109,147,662

                                                                                                          (Unaudited)

 


  



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